during DTS, joe cheah taught us a "formula" on how to discover why are we reacting to God in certain ways. He gave an example of how a quiet father who doesnt respond to his son when his son talks to him, turns out that the boy grew up to not being able to pray. Coz the "seed" planted in his life is that a father do not talk to his child. So the boy grew up not believing that God will talk to him when he prays.
i guess i found my seed of why i have yet to trust God that He will provide for me financically.