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the char .

Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come
2 Cor 4:17 The Bible

Charmaine is my baptism name
to remind myself that my life has to be fruitful

Charmaine : [french] Bountiful Orchard

" But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control." Gal 5:22-23

whispery .




past .

March 2008
April 2008
May 2008
June 2008
July 2008
August 2008
September 2008
October 2008
November 2008
December 2008
January 2009
February 2009
March 2009
April 2009
May 2009
June 2009
July 2009
August 2009
September 2009
October 2009
November 2009
December 2009
January 2010
February 2010
March 2010
September 2010
October 2010

pals .

jaclyn
kit
tham family
joshua
xianjie
leftfoot
dandzation fantasia
shirley
junyi
bb9thcoy
kimberly
the hill family
Lodger


thanks .

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Sunday, April 13, 2008
Money matters

There's a lot of money matters to think about because money matters.

Met up with my financial consultant recently and "upgraded" my policies. Had a financial review and the conclusion is that i only have $100 shopping money per month. Wonder how will i have the discipline to do that. But i dun have much of a choice i guess, there's this new laptop to pay for and school loan of $30k since poly days to repay. Being Indebted is bad.

I also started to apply for credit cards as a symbol of status for myself. I dun really need a credit card actually coz i alrd have 2 debit cards and a sub card from my mum. And credit card is bad. you cant monitor how much you spend and suddenly when the bill appear at your door....you just have to cough out the money!!

I gotta have better money sense to watch my spending and build up my cash reserve even when i'm paying back my loans. Lord, teach me to be a good steward of the resources you have entrusted to me.


char pondered@10:11 PM

Saturday, April 5, 2008
yet another week

Here's a problem i have no solutions to. I'm so tired after one week of hardwork and i'm too lazy to go out. However, if i dont go out and have some fun, the weekend will just pass...so..what do i do? stay home to rest or go out and have fun? Or..am i plain lazy? Hahah.. that i get tired so easily. Maybe i'm still adjusting working life and will soon find a sol to my problem. =)

Another week has passed and i starting to pick up on my job. We are kinda short handed for the past 2 weeks and all of us are exhausted. We are short of 3 staff, they are under going training and will start taking call soon. Hope they can join the team soon and it's going to be much easier for all of us =) I was so busy that I dont even have time to reply sms or reply email. The calls doesnt stop!!

Glad I'm starting to talk more to my colleagues and feeling more comfortable in the office. Hopefully r/s with my colleagues will get better in time to come =)

Did this DISC snapshot test during one of my trg and the result shows that I'm an influencial communicator. Haha..i totally cant believe it I must say this is not as accurate as the actual DISC test which will reveal details characteristic traits about oneself. This snapshot test only reveals one primary trait. Tho not as accurate, the discription given for a influencial communicator is kinda accurate for me. It says that i'm an entertainer and wants my job environment to be fun.

I think..i'm slowly becoming for extroverted ever since my cambodia internship. Didnt know being alone for 3 months can change ones personality. I guess, being lonely makes you more open to making friends? Haha..anyhow i think it's quite a positive change and i'm happy about it.

Attended ALPHA yday. Not too sure if the pre believers can understand the video coz even I cant understand some of it. Thankfully we manage to discuss some stuff and cleared some doubts. Discussion should be longer..haha..we played too much games. There's definately lots of area we can improve in terms of prepration.

Things on hand that i've to handle:
(not in order of merit)
1. Progress of BCG 2008 plan
2. Cambodia core team
3. ALPHA
4. Cell
5. Spending time with family and friends
6. Learn ballon sculpturing
7. Learn guitar
8. Perform at my job
9. Proper financing to pay off my loans and build up cash reserve
10. Strengthen my r/s with God

So many things to do..so little time to reflect. I think if i can reflect more, i'll be more effecient.


char pondered@2:15 PM